I built the budgeting app I always wanted
When I started my professional career, my financial life was not perfect.
I was not making much money, and because of that, I had a pretty flawed idea about budgeting. My thinking was simple: if there is not much money, what is there to budget?
Looking back, that was completely wrong. Budgeting is not about how much you make. It is about knowing what you actually have.
That realization took years to arrive. But when it did, it changed how I thought about money entirely.
One night I realized I'd been treating my bank balance as spending money. It wasn't. Some of it already belonged to rent, bills, savings. Seeing that split was uncomfortable — and clarifying. I started spending a little less, cancelling stuff I didn't need, actually saving.
I found a budgeting spreadsheet on Reddit about ten years ago. Simple idea: enter your income, your bills, what you want to save — and it tells you one thing, how much you can safely spend today. No charts, no categories. Just the truth about where you stood.
I used it for years, mostly on my phone, logging purchases as I went. It wasn't elegant. It worked anyway.
I tried other budgeting apps too. Most wanted too much from me: endless taps to log an expense, or endless settings to configure before they were useful. A tool that demands more effort than the habit it supports is broken.
So I built Depo.
Same idea as the spreadsheet — income in, essentials and savings aside, what's left becomes a daily number — but built to be fast. Three taps to log an expense. No bank linking, on purpose: when you type it yourself, you notice it. That's the whole mechanism. Not automation — awareness.
The number isn't there to judge you. If it's red, that just means something needs attention. Tomorrow adjusts, and you keep going.
Depo's for people whose money doesn't fit neatly into a spreadsheet-shaped life — freelancers, people who've quietly stopped budgeting before, anyone tired of guessing.